Welcome to Finspire Capital, the leading source of Prompt, Professional and reliable asset based lending in South Africa.

Asset based lending from Finspire Capital provides the business financing you need to keep your company moving forward.

We offer specialised expertise in Asset-Based Loans and Cash Flow Loans.

Our solutions include business loans to drive growth, improve cash flow and provide working capital. Commercial loans can also be provided for acquisitions & buyouts.

Although many of our Asset-based loans and Cash flow loans exceed R1 million, our credit department examines loans starting at R250k.

ABL (Asset Based Lending) Basic model:

Did you know you can pledge any fixed property as security for your business loan with us?

Any business needs capital at certain stages. Finspire Capital focuses specifically on businesses with a proven track record, validated order/debtor book, contracts received, etc. In fact we can lend money to any business if there is a property as security behind it and a viable repayment method. Asset Based Lending is not the most affordable form of finance but surely comes in handy when you need to get your hands on funds in a hurry.  It’s like buying milk from a convenience store - you pay almost double for it but you know you can get it now!

This fact, as any proven businessman will know , can be the difference between the life and death of a business. Something banks fail to understand!

Contact us on sales@finspire.co.za or 0861106682 for more information on this model.   

ABL Revolver:

Did you know you can get a revolver facility with Finspire Capital for your business?

Once we have our securities in place and you have repaid your loan, you always have a credit line available at your perusal in a very short time. This can be of great value as businesses always need cash flow to expand, pay deposits, place orders, service creditors, the list is endless. In a time when traditional financial institutions are reluctant to lend, it only makes good business sense to have a revolver facility in place. Contact us on sales@finspire.co.za or 0861106682 for more information on this model.

ABL Warehousing:   

Do you have a business transaction or do you need capital for a period of time but you are not entirely sure if the deal will fly? Let us warehouse your property for a year and make equity available in form of capital.

Every businessman needs capital to take calculated risks on ventures. Why not use the equity in your property to help yourself? Contact us on sales@finspire.co.za or 0861106682 for more information on this model.   

Please note the following when applying for an ABL facility:

• The quicker we get all supporting documents required for due diligence on the loan, the sooner we can pay out.
• All checks necessary will be done to eliminate and detect fraudulent applications.